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Updated for 2026 — all provinces
Canada's financial calculator hub
Smart money
decisions for
every Canadian.
Free calculators for income tax, mortgages, RRSP, TFSA, capital gains, and 40+ more — built specifically for Canada's tax rules and all 13 provinces.
⚡ Most popular · Income Tax Calculator
How much will you
take home in 2026?
Province
Annual Income
—
Take-home / year
—
Total deductions
—
Per month
—
Effective rate
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Every calculator
you need
12 calculators
Income & Tax
Net pay, marginal rates, tax refund, payroll deductions — all provinces, all income types.
8 calculators
Mortgage & Housing
Mortgage payment, affordability, CMHC insurance, land transfer tax.
9 calculators
Investing & RRSP
RRSP, TFSA, FHSA, capital gains, compound growth.
6 calculators
Retirement
CPP, OAS, RRIF withdrawal, retirement savings projections.
5 calculators
Business & Self-Employed
GST/HST, corporate tax, dividends vs salary, payroll.
5 calculators
Education & Debt
Student loan payoff, RESP, OSAP repayment, debt consolidation.
Most used tools
Popular calculators
Income Tax Calculator
Federal + provincial, all income types
Mortgage Payment
Amortization, CMHC, prepayments
RRSP vs TFSA
Side-by-side after-tax comparison
Capital Gains Tax
2026 inclusion rate, all provinces
FHSA Calculator
First Home Savings Account projections
GST / HST Calculator
Province-aware, add or remove tax
CPP Retirement Estimator
CPP + CPP2, early vs late start
TFSA Contribution Room
Cumulative limit tracker 2009–2026
Paycheck Calculator
CPP, EI, per-pay deductions
Find tools for your situation
Your life stage,
your calculators
Calculate by province or territory
Plain-English guides
Make smarter
money decisions
📊
Investing
RRSP vs TFSA: Which one is actually better for you in 2026?
Depends on your tax bracket and timeline. We break it down with a side-by-side calculator.
📈
Tax
How the 2025 capital gains inclusion rate change affects you
What changed, who it affects, what to do before year-end.
🍁
New to Canada
New to Canada? Here's how the tax system works
SIN, residency status, your first T1, CPP and EI — explained simply.
45+
Free calculators,
no login required
no login required
13
Provinces & territories
fully supported
fully supported
2026
Tax year — rates from
CRA official sources
CRA official sources
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